# Redman & Company Insurance > Independent insurance agency in Coeur d'Alene, Idaho since 1992. We compare auto, home, business, and life coverage from multiple carriers across North Idaho and Washington. We are a second-generation family-owned independent insurance agency founded in 1992. It is our mission to provide exceptional insurance products and service while providing a positive, encouraging, and uplifting environment. We're an insurance agency that exists for a greater purpose focused on people. Licensed independent agency (not a single-carrier captive). Quotes and policy advice come from licensed agents. Website content is general information, not a policy, quote, or legal advice. Contact: 208-664-5263 | hope@redmaninsurance.com | 1410 S Lincoln Way, Suite 100 Coeur d'Alene, ID 83814 Maps: https://maps.app.goo.gl/wv2f6PABuiGuCuhC6 ## Start here - [Get a quote](https://redmaninsurance.com/services#get-a-quote): Request a personal or commercial insurance quote. - [Account review](https://redmaninsurance.com/account-review): Current clients can request a policy review. - [Contact](https://redmaninsurance.com/contact): Phone, email, office visit, or message form. - [Coverage areas](https://redmaninsurance.com/services): Personal, commercial, and specialty insurance lines. - [Insurance agents](https://redmaninsurance.com/team): Licensed agents who advise on coverage. - [Our story](https://redmaninsurance.com/our-story): Family-owned agency history and values. ## Coverage - [Auto Insurance / Classic Cars](https://redmaninsurance.com/services/auto-insurance-classic-cars): Comprehensive options for everyday vehicles and classic cars so you can drive with confidence. - [Boats / Personal Watercraft](https://redmaninsurance.com/services/boats-personal-watercraft): Coverage for boats, skiffs, yachts, and personal watercraft on the water you love. - [Homeowners / Renters / Investment Property](https://redmaninsurance.com/services/homeowners-renters-investment): Protect your home, rental, or investment property with coverage that fits your needs. - [Motorcycle / RV / Travel / ATV](https://redmaninsurance.com/services/motorcycle-rv-travel-atv): Insurance for motorcycles, RVs, travel trailers, fifth wheels, and ATVs. - [D&O / E&O / Cyber Liability](https://redmaninsurance.com/services/do-eo-cyber-liability): Protect your business and personal data from professional and cyber risks. - [Life Insurance / Group Health](https://redmaninsurance.com/services/life-insurance-group-health): Life and health solutions to protect your family and support your workforce. - [Bonds / Business Owners](https://redmaninsurance.com/services/bonds-business-owners): Business owners policies and bonds tailored to how you operate. - [Public Entities / Workers Comp](https://redmaninsurance.com/services/public-entities-workers-comp): From public entities to legally-mandated policies, we can help in civil contexts. - [Commercial Auto / Umbrella](https://redmaninsurance.com/services/commercial-auto-umbrella): Commercial auto coverage for fleets, contractors, and business vehicles. - [General Liability / Professional Liability](https://redmaninsurance.com/services/general-liability-professional): General and professional liability coverage for businesses and professionals. ## Blog - [All articles](https://redmaninsurance.com/blog): Insurance guidance for Idaho households and businesses. - [Understanding Commercial Liability Insurance](https://redmaninsurance.com/blog/understanding-commercial-liability-insurance): Commercial liability insurance protects businesses from financial losses due to accidents, property damage, or legal disputes. Without it, a single lawsuit could bankrupt a company. - [Deer Collisions and Comprehensive Coverage in Idaho](https://redmaninsurance.com/blog/deer-collisions-comprehensive-coverage-idaho): Wildlife strikes are common in Idaho and are usually handled under comprehensive, not collision, coverage. - [Idaho Minimum Auto Liability Requirements](https://redmaninsurance.com/blog/idaho-minimum-auto-liability-requirements): Idaho minimum liability limits satisfy state law, but many drivers and collectors need higher limits to protect assets. - [Replacement Cost vs Actual Cash Value](https://redmaninsurance.com/blog/replacement-cost-vs-actual-cash-value): Learn how payout methods can change claim outcomes for homes and belongings. - [Renters vs Homeowners vs Landlord Policy](https://redmaninsurance.com/blog/renters-vs-homeowners-vs-landlord-policy): Understand which policy fits tenants, owner-occupants, and rental property owners in North Idaho. - [What Loss of Use Coverage Includes](https://redmaninsurance.com/blog/what-loss-of-use-coverage-includes): See how additional living expense coverage helps after a covered home claim. - [Boat Trailer Insurance and Towing Exposure](https://redmaninsurance.com/blog/boat-trailer-insurance-towing-exposure): Trailer-related losses can fall into coverage gaps unless auto and boat policies are coordinated. - [Can a Classic Car Be a Daily Driver?](https://redmaninsurance.com/blog/can-a-classic-car-be-a-daily-driver): Driving a classic every day is possible, but it usually requires different coverage than a collector policy. - [Agreed Value vs. Stated Value for Classic Cars](https://redmaninsurance.com/blog/agreed-value-vs-stated-value-classic-cars): Choosing a valuation method for your classic car can mean the difference between adequately funding a replacement or facing a financial shortfall after a claim. While "agreed value" and "stated value" sound similar, they may operate very differently in the event of a total loss. - [Floods Aren't Covered by Standard Home Insurance](https://redmaninsurance.com/blog/floods-not-covered-by-standard-home-insurance): Floods are the most common natural disaster, yet standard homeowners insurance explicitly excludes flood damage. Because most policies require a 30-day waiting period, you cannot wait until a storm is in the forecast. - [Stay Safe on the Road: Understanding Key Auto Insurance Coverages in Idaho](https://redmaninsurance.com/blog/idaho-auto-insurance-coverages-road-trip): Summer lake traffic and year-round wildlife strikes make this a good time to check five auto coverages Idaho drivers often misunderstand. - [Are Your Jewelry, Tech, and Firearms Properly Insured in Idaho?](https://redmaninsurance.com/blog/jewelry-tech-firearms-coverage-idaho): High-value items like engagement rings, laptops, cameras, and firearms can be surprisingly underinsured. Here is what Idaho households need to know about sub-limits, accidental loss, and scheduling valuables. - [Credit Scores and Insurance Rates in Idaho](https://redmaninsurance.com/blog/credit-scores-and-insurance-rates-in-idaho): Your credit score can affect more than borrowing. In Idaho, insurers may use credit information when pricing certain policies - meaning two people with the same driving record or the same home can still be quoted different premiums. - [How to Choose the Right Insurance Deductible](https://redmaninsurance.com/blog/choosing-the-right-insurance-deductible): A higher deductible can lower your premium, but make sure you can afford it in case of a claim. Find the right balance for your budget! - [Community Event Coming Soon!](https://redmaninsurance.com/blog/community-event-coming-soon): Community Event Coming Soon! - [Driving Tips for Winter](https://redmaninsurance.com/blog/driving-tips-for-winter): Driving Tips for Winter ## Community and company - [Community involvement](https://redmaninsurance.com/community): Local giving and partnerships. - [Day of Hope](https://redmaninsurance.com/day-of-hope): Community event with 208 Ministries and Convoy of Hope. - [Barnabas Award](https://redmaninsurance.com/barnabas-award): Recognition for people who encourage others. - [Prayer requests](https://redmaninsurance.com/prayer-requests): Submit a prayer request. - [Careers](https://redmaninsurance.com/careers): Open roles at the agency. - [Our partners](https://redmaninsurance.com/our-partners): Carrier partners and online account links. - [Referral program](https://redmaninsurance.com/referral-program): Refer a friend. - [Leave a review](https://redmaninsurance.com/leave-a-review): Google review link. - [208 Companies](https://www.208companies.com): Parent family of companies. ## Policies and crawler files - [Privacy policy](https://redmaninsurance.com/privacy) - [robots.txt](https://redmaninsurance.com/robots.txt) - [sitemap.xml](https://redmaninsurance.com/sitemap.xml) - [llms-full.txt](https://redmaninsurance.com/llms-full.txt): Longer Markdown summary of the site. - [ai.txt](https://redmaninsurance.com/ai.txt): Guidance for AI crawlers and assistants. - [humans.txt](https://redmaninsurance.com/humans.txt): People and site credits. ## Optional - [Our story archive](https://redmaninsurance.com/our-story-archive): Older story page; not the primary About page.