Health

Health Insurance and Senior Medicare Gap

 

Health Insurance
Health Insurance is becoming increasingly important as health costs are raising. Health Insurance choices are constantly changing and it is always best to discuss with your local agent the types of insurance and your individual needs before selecting a plan.

Dental Insurance
The best way to protect your oral health is with Dental Insurance. Dental Insurance typically covers both preventive care and emergency medical dental care.

Insurance Coeur d'AleneDisability Insurance
In the event that a person is unable to work due to an accident or illness, Disability Insurance covers an insured person and can replace a portion of your income during the time you are out of work.

Long Term Care
Long Term Care covers additional care in the event of old age, mental illness or injury. Long Term Care specifically covers the Activities of Daily Living if you are unable to do them.

Senior Medicare Gap
The government has managed to add more stress on seniors with all it's rules, regulations, exclusions, and constant changes in the Medicare Health Insurance program. We can help seniors decipher the "almost as many pages of Medicare code as the IRS tax code". We will counsel the senior to help them decide if they should have a Medicare Supplement or a Medicare Part C / Advantage plan; and which Part D Medicare Prescription Drug Plan would be best for the senior.


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