Commercial Insurance


Commercial Insuranace Coeur d'AleneCommercial Auto Insurance
Commercial Auto Insurance products are available for businesses to insure for lessors, fleets, and school as well as charter buses.

Business Interruption Insurance
Business Interruption Insurance protects a business owner against losses from a temporary shutdown due to insured events such as fire or flood. Business Interruption Insurance can reimburse loss of net profits and necessary continuing expenses.

Business Property Insurance
Business Property Insurance protects against physical damage or loss of business assets. It can cover general property including machinery and equipment breakdown, motor truck cargo, vehicle physical damage, scheduled property and contractor's equipment.

General Liability
Business Liability Insurance protects your business against financial loss resulting from claims of injury or damage caused to others by the business owner or employees.

Professional Liability Insurance
Professional Liability Insurance protects against loss from a claim of alleged negligent acts, errors or omissions in the performance of professional services. This might include loss of client data, software or system failure, claims of non-performance or negligent oversell.

Employment Practices Liability Insurance
Employment Practices Liability Insurance (EPLI) protects employers from claims filed by workers that their legal rights have been violated. The policy will reimburse expenses incurred by court costs as well as any settlements or judgments.

Business Umbrella Insurance
Business Umbrella Insurance protects you from damages in the event of a catastrophic accident. Business Liability covers a limited amount while Business Umbrella Insurance will cover a much higher limit. A catastrophic event in a business could result in millions of dollars in damages; an Umbrella Policy will pay when the other applicable policies are exhausted.

Bonds are not insurance. If a bond is paid the bonding company will go to the customer's assets for reimbursement. We have several bonding companies. They do evaluate credit with bonds; therefore we can still find a bonding company that will issue a bond for clients with less-than-good credit.

Workers Compensation Insurance
Did you know a sole proprietor with no employees can still get proof of Workers Compensation Insurance for his customer; even if he or she does not want coverage for himself. Let our professionals work for you!

Business Health Insurance
Business Health Insurance can also be frustrating. We have a minimum of ten health insurance companies to quote you with. We are the only company with the Employers' Alliance, a subsidiary of Redman & Company Insurance, Inc. Read about it on our web site.

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